What happens next
- A Loan Daddy loan specialist reviews the scenario and follows up by email, phone or text.
- We confirm the income method that fits: booking history, a market-data estimate or long-term rent.
- We list the documents your file needs, including TPT, the city permit or license, insurance and HOA rules.
- You choose a wholesale program; the lender underwrites and makes the credit decision.
We only arrange business-purpose loans on non-owner-occupied investment property. If you or a family member will live in the home, even part of the year, we can't help with that loan.